Hey, I'm Shaye Carter!
I live in Live Oak, I work in Santa Cruz, and I absolutely love what I do.
Here's my story
I grew up around real estate and eventually made it my career because I genuinely love helping people navigate one of the biggest financial decisions of their lives. I live in Live Oak with my family, which means I'm not just selling Santa Cruz, I'm invested in it.
I'm also a licensed Mortgage Loan Officer. That dual license is a real advantage for my clients, especially sellers who need to coordinate buying their next home at the same time. No juggling multiple people. No dropped balls. Just one person who knows the full picture.
My approach to selling homes
Most sellers leave money on the table because they price wrong, market poorly, or pick the wrong agent. I've built my business around fixing that.
- Hyper-local pricing strategy. I know what Live Oak, Pleasure Point, and the Westside are actually selling for right now, not just what Zillow thinks.
- Professional marketing that attracts real buyers. Photography, staging guidance, social media, and targeted outreach to the buyers who are actively looking in your neighborhood.
- Buy-before-you-sell solutions. My dual license means I can structure your transaction so you don't have to choose between selling first and buying first.
- Transparent communication. You'll always know where things stand. No surprises, no radio silence, no runaround.
What this means for you:
I know this market inside and out (because I literally live here)
I spot opportunities others miss in today's changing market
I can help you understand financing options that actually make sense
You'll save $2,000 at closing through our Revest partnership
You get a trusted advisor, not just an agent chasing a commission
Real Estate + Mortgage, Under One Roof
Most agents hand you off to a lender and hope for the best. I work directly with the Revest Mortgage Team so your real estate and financing move together, not in separate silos.
What This Means for You
No hand-offs
One team handles your real estate and mortgage from start to finish.
Buy before you sell
Bridge loan options mean you don't have to sell first and scramble to find a home.
$2,000 closing savings
Exclusive benefit for my clients through the Revest partnership.
Know Before You Owe
You understand your full financial picture before signing anything.
Jim Black
Broker of Record & Chief Lending Officer
A 23-year veteran in mortgage originations, Jim has helped over 9,000 families achieve homeownership and is consistently ranked in the top 1% nationally (Scotsman Guide). He brings a strategic perspective to every transaction, always putting the client's interest first.
NMLS #633511/#2362319 | DRE #02089890/#02174879
Chastain "Chaz" Sampson
VP of Operations
Born and raised in Santa Cruz, Chaz has over 15 years of experience across all aspects of the loan industry, from origination to funding. She previously specialized in commercial and construction loans and makes sure every transaction closes without a hiccup.
NMLS #1670621
Real Estate + Mortgage expertise in one person.
Exclusive benefit for my clients through Revest.
Live Oak resident focused on your success.