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Meet Shaye Carter

Santa Cruz's Listing Agent Who Actually Lives Here

Realtor® + Mortgage Loan Officer. I specialize in helping Santa Cruz homeowners sell for top dollar, and helping buyers navigate one of California's most competitive markets.

Shaye Carter

Hey, I'm Shaye Carter!

I live in Live Oak, I work in Santa Cruz, and I absolutely love what I do.

Here's my story

I grew up around real estate and eventually made it my career because I genuinely love helping people navigate one of the biggest financial decisions of their lives. I live in Live Oak with my family, which means I'm not just selling Santa Cruz, I'm invested in it.

I'm also a licensed Mortgage Loan Officer. That dual license is a real advantage for my clients, especially sellers who need to coordinate buying their next home at the same time. No juggling multiple people. No dropped balls. Just one person who knows the full picture.

My approach to selling homes

Most sellers leave money on the table because they price wrong, market poorly, or pick the wrong agent. I've built my business around fixing that.

  • Hyper-local pricing strategy. I know what Live Oak, Pleasure Point, and the Westside are actually selling for right now, not just what Zillow thinks.
  • Professional marketing that attracts real buyers. Photography, staging guidance, social media, and targeted outreach to the buyers who are actively looking in your neighborhood.
  • Buy-before-you-sell solutions. My dual license means I can structure your transaction so you don't have to choose between selling first and buying first.
  • Transparent communication. You'll always know where things stand. No surprises, no radio silence, no runaround.

What this means for you:

I know this market inside and out (because I literally live here)

I spot opportunities others miss in today's changing market

I can help you understand financing options that actually make sense

You'll save $2,000 at closing through our Revest partnership

You get a trusted advisor, not just an agent chasing a commission

Whether you're buying your first home, selling to upsize, or just exploring your options, I'm here to make the process clear, simple, and successful. Let's grab coffee and talk about your goals.

Dual
License Advantage

Real Estate + Mortgage expertise in one person.

$2k
Closing Savings

Exclusive benefit for my clients through Revest.

100%
Local Expert

Live Oak resident focused on your success.