Live the Santa Cruz Life
Sell Smart.
Buy Confidently.
Live Local.
Hi, I'm Shaye. I live in Live Oak and I specialize in getting Santa Cruz homeowners top dollar for their properties. Pricing strategy, professional marketing, and zero guesswork.
I'm also a licensed Mortgage Loan Officer, which means I can handle both sides of your transaction. Whether you're selling your current home, buying your next one, or doing both at the same time, I've got you covered.
Listing Expertise
Strategic pricing, professional photography, and targeted marketing that gets results.
Dual License Advantage
Real estate and mortgage under one roof. Seamless from listing to closing.
$2,000 Closing Savings
Exclusive savings for buyers through my Revest partnership.
Local Market Knowledge
I live here. I know what buyers want and what your home is really worth.
Live Like a Local
Santa Cruz is more than just the Boardwalk. Discover the hidden gems, quiet streets, and vibrant communities that make this place home.
Which Santa Cruz Neighborhood Is Right for You?
Answer 5 quick questions and get your top 3 neighborhood matches with local stats, school ratings, and insider details.
What's your budget for a home?
This helps narrow down where you'll get the most for your money.
Ready to Make Your Move?
Thinking about selling? Curious what your home is worth right now? Or just starting to explore your options? I'd love to chat. No pressure, just straight talk from someone who knows this market.
Live Oak Specialist
Serving all of Santa Cruz County
Quick Response
I usually reply within a few hours
Send a Message
Run the Numbers
Two ways to look at affordability. Pick the one that matches where you are right now.
Know Your Real Monthly Cost
Most online calculators skip property taxes, insurance, and PMI. This one includes all of them so you get a realistic number for Santa Cruz.
Santa Cruz property tax (~1.1%) and coastal homeowners insurance included
PMI auto-calculated when down payment is under 20%
Shaye is a licensed MLO (NMLS #2708788) and can lock in your real rate today
Mortgage Calculator
Estimate your monthly payment in Santa Cruz
PMI applies when down payment is under 20%. Reach $180,000 to eliminate it.
Estimated Monthly Payment
$6,994
Loan amount: $810,000
What My Clients Say
"Shaye made buying our first home feel completely manageable. She explained every step before we got there and never made us feel rushed."
Marcus & Priya T.
Live Oak · First-Time Buyers
"She priced my home right, marketed it beautifully, and had three offers within a week. I walked away with more than I expected."
Deborah K.
Pleasure Point · Home Seller
"We were moving from San Jose and had no idea where to start. Shaye gave us a real picture of every neighborhood and helped us find the right fit for our family."
Ryan & Caitlin M.
Scotts Valley · Relocating Buyers